General Liability Insurance in San Antonio, TX
No matter how careful you are, running a business comes with the possibility of accidents, property damage or legal disputes. General liability insurance plays a central role in helping businesses manage those risks, especially when interacting with customers or vendors.
At Tom Reyes Insurance Agency, we help businesses understand why this coverage matters and how it fits into a well-rounded insurance plan. Our agents are happy to assist you in securing the right general liability insurance policy for your needs.
Why Is General Liability Insurance Important?
General liability insurance is often the first policy purchased by new businesses for a reason. It helps address common financial risks that could otherwise lead to unexpected out-of-pocket expenses or disruptions in your operations.
You may benefit from this coverage if your business is exposed to the following situations:
- Hosts customers, clients or visitors on-site
- Works on customers’ premises
- Handles physical products or tools
- Uses advertising or marketing materials that could be disputed
- Signs leases or contracts that require proof of insurance
How Does General Liability Insurance Work?
When a covered incident occurs, your general liability policy may respond by assisting with expenses tied to the claim. These expenses could include the following:
- Medical bills for injured third parties
- Repair or replacement costs for someone else’s damaged property
- Attorney fees and court costs
- Settlements or judgments, if applicable
Your policy will outline limits for each area of coverage, as well as any exclusions. Some policies can also be tailored with endorsements based on your industry or operations.
Contact Us Today
Tom Reyes Insurance Agency works with businesses throughout San Antonio, TX to build general liability policies aligned with industry needs and real-world risks. Contact our office today to speak with an agent or request a quote built around your operations.