Auto Insurance in San Antonio, TX
Securing the right auto insurance plan is one of the most important responsibilities in vehicle ownership. At Tom Reyes Insurance Agency, we understand what drivers in San Antonio, TX are looking for, and our team is dedicated to helping you navigate your coverage options.
Auto Insurance Coverage in Texas
Texas law requires all drivers to carry a minimum amount of liability coverage. This coverage helps pay for other parties’ losses and damages you may cause in an accident. However, basic liability may not be enough to fully cover you, your vehicle or your finances.
Common auto insurance options include:
- Liability coverage. Required by Texas law, this covers bodily injury and property damage to others if you’re at fault in an accident.
- Collision coverage. This can help pay for repairs to your vehicle after a collision, regardless of fault.
- Comprehensive coverage. This part of your policy insures against noncollision events such as theft, vandalism, hail or fire.
- Uninsured or underinsured motorist coverage. If you’re involved in an accident with an at-fault driver who has little or no insurance, this may offer financial aid.
- Personal injury protection (PIP). This may cover medical expenses and lost wages for you and your passengers following an accident, regardless of fault.
Who Needs Auto Insurance?
Every driver in Texas must carry at least the state’s minimum required liability coverage. If you finance or lease your vehicle, your lender may require additional coverage, such as collision and comprehensive insurance. Even if you own your car outright, broader coverage can make a significant difference in protecting your investment.
How Tom Reyes Insurance Agency Supports Texas Drivers
Our team works closely with drivers in San Antonio, TX to find auto insurance solutions that fit their needs and budget. We compare coverage options from trusted carriers, explain policy details in clear terms and help you understand your legal obligations as a Texas driver.
Whether you’re looking for customized auto insurance or guidance on state requirements, we’re here to help. Contact us today to get started.