Spring Hail Season in San Antonio: Are Your Auto Policies Ready?

San Antonio sometimes sees rapidly developing storms that can create dents, broken glass and paint damage across entire neighborhoods. While some years are calmer, others bring widespread claims within just a few days of severe weather. Drivers should be aware of how common these storms are during this season.

Auto Coverage for Hail‑Related Losses

Hail typically falls under the comprehensive coverage of an auto insurance policy. This may cover non‑collision events such as fire, falling objects, theft, vandalism and severe weather damage. This portion typically applies a deductible, so checking that amount before hail season can help you avoid unexpected costs. Some carriers also offer options that may reduce out‑of‑pocket glass costs or help with temporary transportation while repairs are underway.

Preparing for Hail Season

Before spring storms arrive, a few simple actions can help you prepare for possible hail‑related damage:

1. Review your auto policy to confirm that non‑collision coverage is active and current.
2. Adjust deductibles if they feel higher than you’re comfortable paying after a storm.
3. Park indoors whenever possible to reduce the chance of hail impact.
4. Check your vehicle’s condition so you know what damage, if any, is new after a storm.
5. Store recent photos or documentation to help speed up the claims process later.

Consult an Auto Insurance Agent in San Antonio, TX

If you’d like help reviewing your auto coverage before spring hail season arrives, Tom Reyes Insurance Agency is ready to assist. A quick conversation can clarify your options and show how well your current policy handles storm‑related damage. Contact us today to get started.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.