How Auto Insurance Covers Weather-related Damage

Living in Texas means facing various weather conditions, from sudden hailstorms to heavy rains and even the occasional tornado. At Tom Reyes Insurance Agency, we understand how unpredictable Texas weather can be and how important it is to have appropriate auto insurance.

Understanding Weather-related Risks in Texas

Texas drivers know that severe weather can strike at any time. Some of the most common threats to vehicles include:

• Hailstorms: Hail can cause significant dents, broken windows and body damage.
• Flooding: Heavy rains and flash floods can lead to water damage, engine failure and total loss of vehicles.
• Wind and Storms: High winds may bring down branches or debris, causing scratches, dents or shattered glass.
• Tornadoes and Hurricanes: These extreme events can result in severe destruction or even the loss of your vehicle.

How Auto Insurance Can Help

Not all auto insurance policies cover weather-related damage. The key coverage to consider is comprehensive coverage. This type of insurance can help pay for repairs or replacement if your vehicle is damaged by events other than a collision, including:

• Hail and storm damage
• Flooding and water damage
• Falling objects, such as tree limbs
• Fire or lightning strikes

Comprehensive coverage is optional in Texas but can be a valuable safeguard for drivers who want peace of mind during storm season.

Choosing the Right Coverage with Tom Reyes Insurance Agency

Our team at Tom Reyes Insurance Agency is dedicated to helping Texas drivers find the right auto insurance for their needs.

Ready to review your auto insurance or add comprehensive coverage? Contact us today to speak with one of our local agents and get the protection you need for Texas weather.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.